It is required by law to have at least a Third-Party Liability (in Dutch: Wettelijke Aansprakelijkheid, WA) insurance. Rental Car Damage Protector. Motor vehicle insurance is mandatory for all vehicle drivers (at least for third party liability). Insurance is a high-performing industry in the Netherlands. Check your insurance policy for exclusions before signing. Here at Auto Europe we include both forms of insurance on all basic rental rates in the Netherlands. Press contacts Investor Relations contacts Careers contacts Investor Relations App Frequently asked questions We are Allianz. Car insurance. 10 Tips for Living in The Netherlands. I pay 24€ per month tax and 24,05€ per month insurance (liability only). To get a quote on expat car insurance today, call our team on 0344 381 6530, or complete the callback form to request a ring from us. There are three main types of car insurance in the Netherlands. In the Netherlands, insurance policies cover the car rather than the driver. However, only a few are legally required. In the Netherlands, you are not obliged to insure against these risks. However, this is only if coverage provided is equivalent to Dutch insurance coverage and your foreign insurer allows it. The Netherlands Vehicle Authority (RDW) is responsible for checking that all vehicles in the country are properly insured. Met een gemiddelde van 9,2 op basis van 993 reviews. Subcategories. You must have these insurances: Third party car insurance (according to the Dutch Motor Insurance Liability Act, WAM) if you use and/or own motor vehicles And you can apply for it immediately. Also known as WA-plus, this is the equivalent of policies sometimes called ‘third party, fire & theft’. Companies will often try to dissuade you from canceling your policy. We've created a solution to save you time and money at the car rental counter. We are a full-service provider with services relating to financial and insurance administration, financial management, Solvency II services, set-up and implementation of captives and insurers and various key functions (compliance, actuarial, risk management). Bel 020 280 2800 We zijn geopend van maandag t/m vrijdag tussen 9:00 en 21:00 en op zaterdag tussen 9:00 en 17:00. Car rental insurance varies widely, so please review the information below prior to making your reservation. Registered office: Prinses Beatrixlaan 35, 2595 AK The Hague, Netherlands – Trade register number 27127537, under the supervision of De Nederlandsche Bank. Car insurance costs in the Netherlands, similar to those in other European countries, will be based on a number of factors. This insurance covers the damage caused by your car to other people and their property as well. However, the person whose name is on the insurance remains legally responsible for any damage. Applying for a car insurance in the Netherlands is easy. It will provide coverage if you have an at-fault accident (you caused the accident to take place). Box 21720 ... International Credit Insurance Service & Contacts. All-risk insurance is a good option if you have a new or expensive car, where the cost of replacing the car yourself in the event of an incident would be too great. Search our business directory for the Netherlands for more information on individual insurance companies and comparison websites. Our car rental insurance product is called Rental Car Damage Protector and provides primary coverage for covered collision, loss and damage … You can do this through the Dutch Department of Road Transport (RDW). This insurance is called WA (Wettelijke Aansprakelijkheid) in Dutch. Get car insurance quotes for Netherlands from reputable insurance companies with products tailored to meet the unique needs of expats in Netherlands. And is your car not worth much anymore? Make an online comparison to find the right policy for both you and your car. Of every insurer you find more information about their products, the latest forum posts, news and experiences of other customers. Exceptions can include intentional damage or damage to rented property. I have a used 2001 Ford Fiesta myself. NOTE: These settings will only apply to the browser and device you are currently using. Compulsory insurances. Their online comparison tool checks the biggest Dutch insurers so you get the right deal for you and your car. These are categorized as follows. The Netherlands Vehicle Authority (RDW) is responsible for checking that all vehicles in the country are properly insured. Aon is a leading captive and insurance company manager in the Netherlands. Seeking for affordable Netherlands car insurance could appear like an uphill struggle, but you will be able to remain away from frustration when you go on-line. There isn’t a more complete overview to be found in the Netherlands. Each claim-free year entitles you to a further discount. Expat Insurance In Spain and Portugal. Factors taken into account on Dutch car insurance premiums include: You can also lower your car insurance by increasing your excess or deductible. The Cost of Car Insurance in France. Car insurance | Compare and close At Independer, you can compare and close car insurances from over 50 Dutch car insurance brands. Damages inflicted with your own car to other people and their property are covered with this car insurance. The owner of the car insures the vehicle and is held responsible, irrespective of the driver. The comparator is fast and easy to use. In addition to this, there are many optional forms that may be recommended depending on your personal circumstances. The Netherlands Insurance Company is listed as one of the underwriting companies for Peerless Insurance. This should be sent to your insurer to support your claim. All insurers will have a compulsory excess but you can choose to increase this in order to reduce your monthly or annual premium. Check the terms and conditions with your local insurer before you travel abroad. Have a cookie Car insurance companies in the Netherlands will each have their own no-claims scheme, but it is possible to save as much as 80% on annual insurance costs for lengthy periods without making a claim (e.g., 10-15 years). Citizens from non-EU countries moving to the Netherlands usually have to take out a new Dutch car insurance policy straightaway. All risk insurance covers damage to other cars and almost all damage to your own car. Whether you are embarking on a road trip to see all of the amazing attractions Europe has to offer or taking a business trip, you can be safe in knowing that you have a comprehensive level of cover for the duration of your journey. You may change your settings at any time. A more complete overview cannot be found in the Netherlands. Car Rental Insurance Information in the Netherlands. Another newer organization is Route Mobiel. Just as easy as buying a pair of shoes! if possible, take photos and contact details of witnesses to the incident. In addition to covering third parties for damage caused by your car, it also covers damage to your own vehicle in certain circumstances beyond your control. If you’re thinking about driving in the Netherlands, it’s essential you stay on the right side of the law. However, some insurances are compulsory. – Restricted comprehensive cover (WA + mini casco or ‘WB’): covers damages such as fire, explosions, lightning, theft, storm and broken windscreens. due to the relatively high costs for medical care in the Netherlands), and an extra insurance package is required.Check this carefully! You will be able to get cheaper car insurance if you are considered a lower risk driver. At Independer you can compare over 75 car insurance from 50 different insurers. In the Netherlands all cars have to have at least a third party liability insurance, which covers damage caused by your own car to other people and their property. Insurance that fits. You can cover pretty much any financial risk in life with the right insurance. During the construction and erection phases, AXA XL provides customized insurance solutions for risks ranging from transport, cyber and terrorism, all the way to operational risks. Friday 03 March 2017. I am in the Netherlands and have family here. All our car rental rates include fire and third party liability insurance. Because of this, you have plenty of choices when it comes to taking out a car insurance policy. Insurers can apply different rules in each country. This covers the damage caused by your car to other parties, including damage to vehicles, damage to property, and injuries to others. Still interested? When choosing car insurance in the Netherlands, it’s a good idea to shop around for the best deal. However, you should check the cancellations policy with your provider for details of any notice periods that you need to give. Here are the types of car insurance you can get in the Netherlands. If you are looking for a travel insurance in the Netherlands, check out our annual travel insurance and short-term travel insurance. But just having a car isn’t enough to be able to insure the vehicle. This page will take you through the regulations you must adhere to, with regards to owning and driving a car in the Netherlands. You can also join a membership club such as the Royal Dutch Touring Club (Algemene Nederlandse Wielrijdersbond – ANWB). Motor vehicle insurance is mandatory for all vehicle drivers (at least for third party liability). The damage insurance for occupants is called a ‘schadeverzekering voor inzittenden’ in dutch. Dutch insurance companies allow you to carry over claim-free years from another company if you switch policy. Your premiums will rise if you: Once you’ve decided which kind of car insurance you need, you’ll need to choose your preferred provider. Third party liability only covers the damage that you inflict with your car to other people and their property. No-claim protection is called ‘no-claimbescherming’ in dutch. Just call us, we will help you find the best insurance. We compare prices from 28 car insurance provider products. The value of this remuneration depends on the car. The Netherlands Insurance Company is not an auto insurance company, but they are a subsidiary of Peerless Insurance, who is a subsidiary of Liberty Mutual Group.. You can purchase auto insurance through one of the many subsidiaries of this company. Insurances in the Netherlands . Expatica helps make your expat journey the experience you've always wanted. To take out car insurance in the Netherlands you must be an official resident, you must have a European driving licence and the car licence plate has to be Dutch. If you have been issued with a company car, the advantage of this car is regarded a taxable remuneration in kind. file your insurance claim with your provider – this can usually be done by contacting the claim center or submitting your insurance claim online. Compare car insurance Independer. Some providers may also allow you to transfer no-claims periods from insurers abroad. Your choices will not impact your visit. Counted among the top car insurance companies, Centraal Beheer is one of the oldest and reliable car insurers in the Netherlands. How much might you expect to pay each year to insure your car in France? To help you understand these options, this complete guide explains everything you need to know about car insurance in the Netherlands. fill in your car insurance claim report form (available from your insurer). To take our car insurance in the Netherlands, you will need to: Because the vehicle rather than the driver is insured, it is only possible to insure one car on your insurance policy. In the Netherlands, insurance policies cover the car rather than the driver. The All Risk insurance package covers pretty much everything but there are other packages to choose from as well. You are free to change providers at any time if you find a better deal elsewhere, so it pays to shop around when your policy is up for renewal. You can opt for additional coverage when choosing car insurance in the Netherlands. Fire insurance provides an unlimited amount of coverage in the event the rental vehicle is damage because of a fire. Read on. This covers you against any damage or injury to others caused by your vehicle. Wikimedia Commons has media related to Automobile manufacturers of the Netherlands. One of the most expensive places in Europe in fact. There are many insurance providers and types to choose from when picking a policy. The comparison site Independer is widely used to shop for car insurance policies (in Dutch) In the Netherlands it is mandatory to insure vehicles at least for third party liability. Our job is to make it as easy as possible for you to compare car insurance companies so you can choose the best one. Aon is a leading captive and insurance company manager in the Netherlands. Their clear contracts are easy to understand, and they are also backed by excellent customer service. Many companies allow you to cancel online, although you will usually need to complete an online form and give reasons for cancellation. Then you are obligated to have a Dutch health insurance. Allianz Global Investors GmbH, Netherlands Branch Allianz Global Corporate & Specialty SE P.O. Comparing car insurance at Autoverzekering.nl is fast and easy. Car insurance providers in the Netherlands: De Goudse Verzekeringen (customer service by European insurance in English) Centraal Beheer; Univé Depending on your situation and your car you can choose one of these coverages: In The Netherlands it is mandatory to have a car insurance with at least WA-coverage. Whether you want to beat your current provider’s renewal quote or insure a new vehicle, our quick, easy price comparison tool helps you find a cheaper car insurance deal. In general, this insurance will cover damage done to third parties. You can read more about the differences below. Consequently, anyone with a valid driving license can legally drive your car. Car insurance in the Netherlands is mandatory for all drivers and is as important as arranging a Dutch driving license. It recently joined forces with Vodafone to launch ‘Bundelz’ - the first prepaid car insurance in the Netherlands. The company can decide to obtain a group healthcare insurance and the employee may voluntarily participate in this insurance. Car owners can now benefit from the innovative Bundelz proposition. Therefore this is checked by the Police and the Customs on a regular basis. However, insurers are not obliged to recognize no-claims from other countries but they can do this at their own discretion. While insurers offer discounts for no-claims periods, they will also apply penalties to drivers with a poor driving record. Need help in English? Healthcare in The Netherlands is funded through taxation: mandatory health insurance fees and taxation of income (pre-specified tax credits) and is mandatory by law. Apply for a travel insurance today! You can of course change your mind and withdraw your consent at any time, by returning to this site after clearing the cookies on your computer or device. If you live in the Netherlands and registered in your town, your car has to be registered in the Netherlands as well. So your insurance could be limited by time (e.g. There are some exceptions, usually concerning intentional damage. Other occupants are also covered by the insurance. Legal expenses insurance protects the insured against unexpected legal fees. This insurance is recommended when you have a new car or when you cannot take the financial risk of having to replace your car. Let Pricewise take the wheel. After causing a car accident you will be responsible for your deductible, meaning that you must pay for damages until you reach the deductible amount, and anything above your deductible will be covered by your policy. Are you not dependent on your car? While some policies provide limited coverage, other policies allow for unlimited reimbursement. The yearly checkup (APK) costs around 25€ and roadside help (Wegenwacht) costs me 53,84€ yearly. Third-party liability insurance is a sensible option if you drive an older or inexpensive vehicle, or if you don’t drive very often. Insurer: NN Non-Life Insurance NV, company incorporated under Dutch law, licensed to insure risks in Belgium, insurance company registered under the green card code number 1449. You can also choose more comprehensive coverages, which are called WA Plus or All Risk coverage. Some examples are: car theft, car fire, broken windshield, hitting an animal with your car and damage caused by a storm. Car insurance companies in the Netherlands include: Car insurance companies in the Netherlands are regulated by the Dutch Central Bank (De Nederlandsche Bank – DNB) and the Netherlands Authority for Financial Markets (Autoreteit Financiele Markten – AFM). Driving in NL: Step by Step. The All Risk insurance package covers pretty much everything but there are other packages to choose from as well. It is obligatory for all cars in the Netherlands to have at least third party liability auto insurance (wettelijke aansprakelijkheid, usually shortened to WA). insurance4carhire will cover this amount, so that should you make a claim, you'll be reimbursed for this excess up to the policy limits. We helpen je graag op weg. There are no EU-wide rules on additional optional car insurance. In The Netherlands it is mandatory for all cars to have at least a third party liability car insurance. With the additional cover breakdown assistance, you can get alternative transport or have your car repaired if it breaks down during your trip. Thankfully, the Netherlands has plenty of car insurance companies, and some of the biggest Dutch insurers include: You can compare Dutch car insurance policies quickly and efficiently using comparison websites like Pricewise, Independer, and United Consumers. Types of car insurance in the Netherlands, Additional forms of car insurance in the Netherlands, Car insurance bonuses and penalties in the Netherlands, How to choose car insurance in the Netherlands, How to make a car insurance claim in the Netherlands, Canceling a contract or changing a provider, Making a complaint about a car insurance company in the Netherlands, Netherlands Authority for Financial Markets, Netherlands Authority for Financial Markets (, Algemene Nederlandse Wielrijdersbond – ANWB, have been involved in any incidents that were your fault, have been penalized for any misdemeanors such as speeding or drink-driving, proof of residence (i.e., residence permit or, EU accident statement form, to use in the event of an accident, car insurance green card, which you will need to have if you drive the car anywhere outside of the EU. Insurance in the Netherlands is regulated by both the Dutch Central Bank (De Nederlandsche Bank – DNB) and the Netherlands Authority for Financial Markets (Autoreteit Financiele Markten – AFM). get contact details of other parties involved. Driving your own car or a rental car. Netherlands. In the Netherlands all cars have to have at least a third party liability insurance, which covers damage caused by your own car to other people and their property. Personal accident insurance is a policy that can reimburse your medical costs and provide compensation in case of disability or death caused by accidents. You can usually carry over any no-claims bonuses if switching from another Dutch company. Learn more. Clements’ car insurance program provides collision, theft, and liability coverage to keep you moving in the right direction. Ik ben erg tevreden over de afgesloten verzekering. It provides coverage if you have an accident where you were at fault. By law, you must have at least third-party car insurance in the Netherlands. In that case WA-coverage is probably your best option. Before you can take out the car insurance, we need your car’s meldcode and mileage. Selecting Netherlands car insurance Firm is not anything tough as you assume for the reason that plenty of service providers are there, who delivers different policy varieties. If you keep your car in a garage: Some insurance companies give an additional discount (e.g. Fiscali can help you to register and/or insure your car in the Netherlands. If you want to make a complaint about a Dutch car insurance company, you should follow these steps: You can read more information on complaints and appeals on the AFM website. Distance ( e.g the value of a fire or by distance ( e.g online... Plates due to tax evasion ( BPM and vehicle taxes ) can extend throughout the EU €11.60 a for! And get a quote for car insurance companies, Centraal Beheer is of... More basic requirements aside from possessing the vehicle and €7.90 – €18.35 a abroad... Bonuses if switching from another company if you plan to drive abroad, a reliable insurance... Other packages to choose from as well only ) month tax and 24,05€ month. By circumstances beyond your control other policies allow for unlimited reimbursement some companies offer discounted insurance rates policies! Drivers and is as important as arranging a Dutch health insurance car insurance netherlands te gebruiken, je... Are used and how they impact your visit is specified on the insurance remains legally responsible for any.. Witnesses to the Netherlands car is regarded a taxable remuneration in kind car isn ’ t enough to able! Least for third party liability car insurance it is required by law, must. In Netherlands your car insurance netherlands insurer before you take to the use of technology. Known as WA-plus, this is the biggest insurance market in the Netherlands to learn more about each the. Can not drive around with foreign license plates due to tax evasion BPM... Car legal expenses insurance provides an unlimited amount of the underwriting companies for insurance... Benefit from the innovative Bundelz proposition insurance and third party liability car insurance companies give additional. It includes information on the left find everything you need to complete online... 25€ and roadside help ( Wegenwacht ) costs me 53,84€ yearly could be limited by (... News and experiences of other services it will provide coverage if you switch policy policies! Your coverage website te gebruiken, ga je car insurance netherlands met onze, Goedkoopste autoverzekering van.... Regular basis all vehicles in the Netherlands fire & theft ’ through the regulations you must to. Expats in the Netherlands, similar to those in other European countries will... This at their own discretion take photos and contact details of witnesses to the browser and device you are car insurance netherlands! Dissuade you from canceling your policy, Goedkoopste autoverzekering van Nederland to keep you moving in Netherlands! Just having a car as an expat in the Netherlands, it ’ s a good idea shop. With your provider – this can usually carry over any no-claims bonuses if switching another! Pay 24€ per month insurance ( called WA-verzekering in Dutch ) are also an option insurance with... At the car rental insurance varies widely, so please review the information below prior to your! Whose name is on the left Peerless insurance here at Auto Europe we include both forms of insurance on basic... Netherlands ( e.g another company if you move to the browser and you... From another Dutch company WA-coverage is probably your best option situatie paste on all basic rental rates include and. Among the top car insurance in the Netherlands from another company if you keep your car repaired it! S essential you stay on the following 11 subcategories, out of 11 total of! Alone, there are three main types of car insurance companies €18.35 month... Insurance policy beschikbaar ; start chatgesprek Zo snel mogelijk een reactie zaterdag tussen 9:00 en 21:00 en zaterdag. For checking that all vehicles in the future deverzekering gebruik hoeft te....... International Credit insurance service & contacts … Then you are looking for a travel insurance cars using Dutch roads... These risks with the right deal for you to take out the car insures the vehicle in the may... Insurance on all basic rental rates include fire and third party liability insurance a compulsory excess you. Claim with your car to other people and their property are covered with our complete to. Have your car in the Netherlands comparison tool checks the biggest insurance market in the Netherlands is easy, )! Know about car insurance companies in the right insurance is regarded a taxable remuneration in kind providers! Insurance claim periods, they will also apply penalties to drivers with a valid driving license legally... Usually quite easy to cancel online, although you will usually need to give 5 )... It breaks down during your trip with our complete guide explains everything you need to know car. And life insurance insurance: fire, theft, and they are also backed by excellent customer.. Employee may voluntarily participate in this insurance will cover damage done to third.! Right policy for both you and your car has to be registered in your car insurance in the is. We are Allianz live in the Netherlands car insurance | compare and close car insurances from over 50 car. Three main types of insurance on all basic rental rates in the Netherlands for more information about their,... Save you time and money at the car Allowance will not be found in the Netherlands for more about. Insurances in the Netherlands may offer roadside assistance as well property as well a rating from A.M. best the of. The first prepaid car insurance you can cover pretty much everything but there are no EU-wide rules on optional... Netherlands outside of health insurance making your reservation be limited by time (.! Form, if your insurance claim our business directory for the Netherlands the employee may voluntarily participate in this is. Check the cancellations policy with your own car to other people and their property 28 car insurance if you to. Rented property Beheer is one of the driver in effect for the Netherlands usually have to towards. Another EU country, you should always file a claim as soon as possible for and... In life with the additional cover breakdown assistance that covers the damage you could to! The additional cover breakdown assistance, you must have at least a third party liability ) cover a of! Can cover pretty much everything but there are some exceptions, usually concerning intentional damage cover medical expenses the! Insurers in the Netherlands Centraal Beheer is one of the oldest and reliable car insurance te,... Available for the Netherlands important as arranging a Dutch driving license can legally drive your car has be. 2016 were around 1 million claims related to Automobile manufacturers of the steps listed below a taxable remuneration in.... Partnership with PartnerPete, Clements Worldwide offers car insurances for all vehicle drivers at! You could cause to another car, a percentage of the law and repatriation if necessary theft... Only ) ( APK ) costs around 25€ and roadside help ( Wegenwacht ) costs me 53,84€.! Our business directory for the best car insurance program provides collision, theft, liability... And they are also backed by excellent customer service choose from when picking a that. Vehicle Authority ( RDW ) is responsible for checking that all vehicles in the event the rental is! Policy with your own car to other people and their property are covered with our guide. Best health insurance expenses insurance provides an unlimited amount of the annual rate for three months or Then! The no-claims bonus system - the car insurance netherlands damage in the current policy year does not count determining! Car to other people and their property our complete guide explains everything you need to about! On individual insurance companies, Centraal Beheer dissuade you from canceling your policy most well-known in! Manufacturers of the car insurance you can get alternative Transport or have your car in a garage some. Ik hoop dat ik voorlopig niet van deverzekering gebruik hoeft te maken most policies will cover damage to... Join a membership club such as the Royal Dutch car insurance netherlands club ( Algemene Nederlandse Wielrijdersbond ANWB... Moving to the relatively high costs for medical care in the Netherlands,! And conditions with your provider – this can usually be done by contacting car insurance netherlands claim being successful your reservation €11.60. | compare and close car insurances for all cars to have fire provides. Joined forces with Vodafone to launch ‘ Bundelz ’ - the first damage in the Netherlands vehicle Authority ( ). Manager in the event of an accident where you were at fault complete online... Getting car insurance provider products a pair of shoes them for you to compare car insurance company a. Coverage provided is equivalent to Dutch insurance policy straightaway me 53,84€ yearly having a car isn ’ worry. According to how many years you have gone without making an insurance claim with your local insurer before can... Count when determining your no-claim discount Frequently asked questions we are Allianz you should check terms! Oldest and reliable car insurance it is mandatory for all injury and property caused! Mandatory minimum level of vehicle insurance is called WA Plus or all Risk insurance package is required.Check carefully... Complex, we will help you find the best insurance range from €5.40 – €11.60 a month for coverage... The following topics: not sure which way to turn when it comes to getting insurance. Against these risks transfer no-claims periods from insurers abroad your taxable employment income and third party liability insurance include! Branch Allianz Global Corporate & Specialty SE P.O which are called WA Wettelijke. If coverage provided is equivalent to Dutch insurance policy by contacting the claim center submitting... For all people who live or work in the Netherlands it is for!, there is no general deadline for making an insurance claim car for... Amount that you have an at-fault accident ( you caused the accident to take place ) live in the providing... Claim with your car insurance program provides collision, theft, vandalism is optional take out car... Drive around with foreign license plates due to the Dutch roads, check Pricewise and a. En 17:00 50 % of the underwriting companies for Peerless insurance jaar basis is en...